State protections

Relevant Contact Points in Maryland

The Minimum Public Data Every Decision Maker Should Have.

Who to call in Maryland

Office of Health Care Quality (OHCQ), Maryland Department of Health

The state's licensing, survey, and certification agency for nursing homes, assisted living programs, adult medical day care, home health agencies, hospices, and more than 40 other health-facility and community-program types.

OHCQ Assisted Living Team

The dedicated licensing and complaint line for Maryland assisted living programs.

Maryland Long-Term Care Ombudsman Program, Maryland Department of Aging

Statewide advocate program for nursing-home and assisted-living residents. In 2025, the program investigated or resolved 3,978 complaints and conducted 7,252 facility visits. The page also lists phone numbers for each of the 24 local Long-Term Care Ombudsman offices by county and Baltimore City.

Call(410) 767-1100 mainToll-free(800) 243-3425Mail36 S Charles Street, 12th Floor, Baltimore, MD 21201Webaging.maryland.gov ↗
Medicaid Fraud and Vulnerable Victims Unit (MFVVU), Office of the Attorney General of Maryland

A federally certified unit, established in 1979, that prosecutes Medicaid fraud and the abuse, neglect, or exploitation of vulnerable adults, including in nursing homes, assisted living centers, and disability programs.

Office of the Attorney General, Consumer Protection Division

The MCPA's lead enforcer for predatory medical billing and medical-debt collection. In FY2024, it received 11,188 complaints and 59,704 inquiries and recovered $15.15 million for Maryland consumers. Houses the Health Education and Advocacy Unit for health-billing-specific complaints.

Office of the Attorney General, Health Education and Advocacy Unit (HEAU)

A free mediation service for medical billing and hospital-financial-assistance disputes, surprise and out-of-network medical bills, facility-fee-disclosure complaints, and bills exceeding a good-faith estimate.

Health Services Cost Review Commission (HSCRC)

Maryland's all-payer hospital-rate-setting regulator, responsible for the Medical Debt Protection Act's financial-assistance and credit-and-collection rulemaking and per-hospital compliance postings.

Call(410) 764-2605Fax(410) 358-6217Mail4160 Patterson Avenue, Baltimore, Maryland 21215Webhscrc.maryland.gov ↗
Maryland Department of Labor, Office of the Commissioner of Financial Regulation, State Collection Agency Licensing Board

Licenses and disciplines collection agencies, including medical-debt collectors, under the Maryland Collection Agency Licensing Act; the five-member board receives complaints, mediates disputes, and takes enforcement action. General OFR consumer complaints go through the Consumer Response Unit.

Maryland Insurance Administration

The state's main insurance regulator and consumer contact point, including a dedicated Life and Health Insurance Complaints Line.

Maryland Insurance Administration, Life & Health Complaints Division

Handles consumer questions and complaints about Life, Health, Disability, Long-Term Care Insurance and Annuities.

Maryland Health Connection Consumer Support Center

The state health insurance exchange's enrollment-assistance phone line for consumers.

Maryland Department of Aging — State Health Insurance Assistance Program (SHIP)

The Department of Aging's main contact for Maryland's State Health Insurance Assistance Program (SHIP). The page lists phone numbers for all 19 county/local SHIP offices; these three are the examples given.

Maryland Board of Physicians

Handles physician licensure and discipline, and the practitioner-side reporting duties under the Health Care Malpractice Claims Act.

Maryland Insurance Administration

Regulates medical professional liability insurers and rates operating in the state.

Care-facility inspections

How nursing homes and care facilities in Maryland are inspected, licensed, and held to account.

9 laws · 8 enforcement actions · 3 guides · 2 court decisions

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The laws 9

Predatory medical billing & debt

Maryland's protections against unfair medical bills and aggressive medical-debt collection.

9 laws · 6 enforcement actions · 4 guides · 1 court decision

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The laws 9

Health insurance, LTC & Medigap

The rules governing health coverage, long-term-care insurance and Medigap in Maryland.

19 laws · 14 enforcement actions · 10 guides · 4 court decisions

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The laws 19

Know your rights 10

Orders & settlements 10

Medical malpractice

An older patient's recourse in Maryland when a provider causes harm.

16 laws · 5 enforcement actions · 2 guides · 6 court decisions

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The laws 16

Elder financial exploitation

Maryland's protections against investment-adviser misconduct and financial exploitation of older investors.

2 laws · 23 enforcement actions · 10 guides · 2 court decisions

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Enforcement actions 8

Orders & settlements 15

Official notices 11

Privacy & data

How an older adult's personal information is protected in Maryland.

15 laws · 1 enforcement action · 3 guides · 1 court decision

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The laws 15

Orders & settlements

None on file yet — the federal backstop still applies.

Age discrimination & caregiver leave

Workplace protections in Maryland relevant to older workers and the families who care for them.

12 laws · 7 enforcement actions · 8 guides · 4 court decisions

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The laws 12

Know your rights 8

Food-service inspections

How the places older Maryland residents are served meals are inspected.

10 laws · 13 enforcement actions · 6 guides

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The laws 10

Know your rights 6

Orders & settlements 8

Court decisions

None on file yet — the federal backstop still applies.

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A lens on the public record, not legal advice. Sources are official; verify against the primary text before you rely on it.

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